Wash: Wash urad dal and rice 2-3 times with water until the water runs clear. Drain and keep aside.
Temper: Heat ghee in a pressure cooker. Once the ghee is hot, add cloves, bay leaf, black peppercorns, and cumin seeds, and let them crackle for 4-5 seconds. Add ginger and sauté for 3-4 seconds.
Cook khichdi: Add soaked dal and rice to the cooker. Stir in turmeric powder and salt. Pour in 2 cups of water and mix well. Cook for 1 whistle on high heat. Reduce the heat to low and cook for 10 minutes.Note - Add 3 cups of water instead of 2 if you like a softer khichdi.
Mash & finish: Remove the cooker from the heat and let the pressure release naturally. Open the lid and lightly mash the khichdi using a ladle for a creamy texture. If the khichdi is too thick for your liking, then add some hot water and cook for a minute. Check for salt and add more if needed.
Serve: Transfer the khichdi to the serving plates and drizzle ghee generously over it. Serve with plain yogurt (dahi), papad, and pickle.
Video
Notes
To make it in an Instant Pot, press the SAUTE button. Once it says hot, follow the recipe until the water is added to the pot. Add 1 and ¼ cup of water instead of 2 cups. Press the PRESSURE COOK button and set the timer to 10 minutes. Once the timer goes off, let the pressure release naturally for 10 minutes. Then release the pressure manually and open the lid. Mash the khichdi with the back of a ladle and serve.